A Little Bit Of Me | Lifestyle Blog by Charnita Fance

Student loans are a significant financial burden for millions of Americans. According to a recent survey , one in five student loan borrowers haven't made any payments on their loans. The high cost of living is a major factor contributing to the affordability challenges faced by borrowers. The survey also found that some borrowers are strategically delaying payments in hopes of loan forgiveness. However, the Biden administration's income-driven repayment plan is currently blocked by court orders. The Scope of the Problem Student loan debt is a major financial burden for millions of Americans. According to the Federal Reserve, the total outstanding student loan debt in the United States is over $1.7 trillion . This debt is held by over 43 million borrowers. The average student loan borrower owes over $37,000. However, the debt burden can be much higher for some borrowers. For example, borrowers who attended graduate school or professional school may owe over $100,000.

Let's face it, we've all scrolled through social media and seen those picture-perfect lattes topped with swirls of whipped cream and drizzles of caramel. They look delicious, sure, but they're about as far from real coffee as you can get. Here's the thing: coffee in its purest form is meant to be enjoyed black, and there are some seriously compelling reasons to ditch the sugar and embrace the bold, complex flavors of unadulterated java. The Health Perks of Going Sugar-Free A Longer, Healthier Life Recent studies have shown that drinking coffee – especially without added sugar – can actually help you live longer. That's right, your morning cup of Joe might just be the fountain of youth you've been searching for. Researchers found that people who drank unsweetened coffee were up to 21% less likely to die during the study period compared to non-coffee drinkers. Want to be notified about new posts?  Subscribe for a weekly dose  of content, inspiration, and persona...

Are you ready for a ghostly adventure that’s both thrilling and thought-provoking? Let me introduce you to “ The Ghost of Darwin Stewart ” by L.G. Nixon, a captivating tale that’s perfect for teens and young adults. This isn’t just any ghost story; it’s the first book in a series designed to engage young readers while exploring spiritual concepts through a fun, faith-based lens. Imagine a summer vacation that takes a wild turn when Lucy, our brave protagonist, stumbles upon a mysterious artifact at a flea market. What follows is an exciting journey filled with ghosts, shape-shifting entities, and the challenge of protecting her loved ones from dark forces. If you’re looking for a story that combines adventure with meaningful lessons about faith, you’re in for a treat! Disclosure: I received this item free in exchange for my honest review. All opinions are 100% my own. A Ghostly Adventure with a Purpose The story follows Lucy, a young protagonist who unknowingly becomes the keeper of a...